Thursday, September 17, 2020

Retirement Planning: Why Did We Choose Maxicare for our Health Insurance

Disclaimer: I am not affiliated with Maxicare Healthcare Corporation. The purpose of this article is to inform my readers of the importance of health insurance for financial security and over-all wellness, and why we chose Maxicare for our health insurance.

Nobody wants to get sick, but some people need medical attention- like a doctor’s check-up or laboratory examination.

While you are living a healthy lifestyle, with no history of family illness, you are still at risk of sickness.



But, people with health insurance will always have peace of mind, knowing that they can get the best medical treatment possible.


Benefits of Getting a Health Insurance

Financial Security

Hospitalization would cost us a huge amount of money. Worst, with limited cash, it will cost even our life, especially when medical problems lead to even more complicated health issues. 

By just paying a few thousand pesos monthly or quarterly, you are covered for hospitalization that would cost you a hundred thousand pesos, depending on your insurance coverage Click to Tweet.

Peace of Mind

Your health is at risk at any time. If it is not addressed immediately, it will  give you stress and will eventually worsen the situation. Your health insurance will shoulder the medical expenses and thus, reduce your stress.

Managed Health

Most health insurance covers regular doctor’s consultations and laboratory examinations. Availing of this minor hospital procedure facilitates early detection of serious illness. Hence, you are assured that it will be resolved and managed in time before it gets worse.

Why Did We Choose Maxicare?

Choosing the right health care insurance is difficult, especially if you are in your 50's. 



Aside from the highest cost of premiums as compared to someone younger who is getting the same coverage, pre-existing health conditions are also not covered by most HMOs.

So, why did we choose Maxicare for our health insurance? There are five reasons.

1. Reliable

Maxicare is one of the pioneers in the health insurance sector. It has been serving the health insurance needs of the public for more than two decades now.

It has the most numbers of accredited doctors and hospitals, so you are guaranteed that your health card is accepted by your doctor and preferred hospital.

2. Hassle-Free Consultation/Admission

Getting a Letter of Authority (LOA) for consultation or admission is easy. All you need to do is access your Maxicare online account, follow the instructions, and print the LOA. 

3. Fast Reimbursement Procedure

There are cases when you need to pay your medical bills out of your pocket for some reasons. You can process your reimbursement online by accessing their website.  Since the process is automated, it is faster and efficient. 

4. Responsive Sales Agent

It is always good to have a nice and courteous sales agent who goes the extra mile to serve the client. We are lucky to have one. 

5. Affordable Premium Payment

Maxicare allows affordable premium payment every quarter, rather than paying them semi-annual or annually as most health insurance companies require. This arrangement will not take a big chunk from your budget, so your expenses are still manageable.

Final Thoughts

As we enjoy our life after retirement, we must not forget to prepare something for our health. 

When we are old, most of our illnesses are detected. It is always practical to prepare for our medical and hospitalization expensesClick to Tweet.

Getting the right health insurance coverage will help us live our remaining years happy, healthy, and worry-free.

Do you have a health insurance, too?  How was your experience using your health card?  Please share your story in the Comment Section below.


6 comments:

  1. There's so much to consider! Thank you for all this great info!

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  2. Now I'm thinking that we should have this as well. Thanks for the tips.

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  3. I am only 57 but have had a lot of medical issues that I would never have guessed when I was younger :)

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  4. Health insurance is really something everyone needed much..indeed glad you shared such valuable information with us...great work though...

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  5. Nice write up. I think with this pandemic we need more options about health care. And this post help me learning about Mexicare.

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  6. Sounds like you really did you research and went with a company and plan you felt comfortable with - I don't have health insurance but I do have a life insurance for now

    Laura x

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