The City Rat got his Bachelor of Science in Commerce, major in Accounting degree  from the University of St. La Salle in Bacolod City.  After graduation, he immediately took up a CPA Review Course in Manila and successfully hurdled the Certified Public Accountant (CPA) Licensure Examination given that year. 

He was a banker for 24 years, where he took on various positions as Accounting Clerk, Current Account Bookkeeper, and other functions.  He was the Manager of the Cash Operations until his retirement; supervising the deposit pick-up, ATM and cash operations with 15 personnel under him. 

After his retirement, in the bank,  The City Rat was employed by two local companies as Chief Finance Officer and Finance Manager, respectively.  During his free time, he writes this blog, attends online lectures to learn new skills on freelancing.  eating and traveling with his wife and three beautiful daughters. On some occasions, during their travels, they get to bring along their two lovable and cute Shih Tzu and Labrador. 

The City Rat is happily married to a Registered Nurse and former Dean of the Nursing Department of one of the most prestigious Nursing schools in Western Visayas.  They have three pretty daughters, the eldest is a Bachelor of Science, major in Management Accounting graduate, who is now based in Dubai, UAE, the second one is a Registered Nurse and will soon be an OFW, just like her eldest sister. The youngest daughter earned her Bachelor of Science, major in Psychology last April 2019 and she is currently reviewing and preparing for the Psychometrician Examination. 

For comments, suggestions, and collaborations, please contact RAMIL P. HINOLAN thru the following contact details:

 Note:  Unless otherwise stated, all the posts here are not SPONSORED.  The City Rat writes them to express his satisfaction or dissatisfaction towards a product or services.

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